Appraisal services for Auburn and Worcester County homeowners

Here are the top seven reasons why MA homeowners call on Janet MacRae (508) 832-6322:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Worcester county's assessment of your property
  3. To reduce your mortgage payments by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a MA divorce, when real estate property needs to be divided
  7. Determine the true market value of real estate in question to settle an estate in Worcester county or MA

Do you own a home in or near Auburn? Do you need help determining the value of your real estate?
Contact Janet MacRae (508) 832-6322.

We at Janet MacRae (508) 832-6322 understand the individual needs of a customer looking for appraisal services. Our typical business clients get the appraisal process and the customary documents we provide. But as a general consumer,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Janet MacRae (508) 832-6322, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value conclusion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable money saver for homeowners. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. Janet MacRae (508) 832-6322 is experts in helping homeowners just like you rid themselves of unneeded PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if your house is not appreciating as much as other houses nearby. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an expert appraisal from Janet MacRae (508) 832-6322 is your number one weapon.

Recently got a freeze your HELOC?

If your house is in or near a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. Janet MacRae (508) 832-6322 can help you reinstate your home equity line of credit with an expert appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for verity, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? Janet MacRae (508) 832-6322 offers field reviews where we go out and check the subject and comparables in question. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you Even though this is typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your home.